What Insurance Should Hotels or Guest Houses Get

If you’re planning to put up a hotel or a guest house, one of the things that you must never forget is insurance. After all, that’s what would protect your business from unexpected costs and such. Now, hotels and guesthouses are different in size and amenities. Guesthouses typically have lesser rooms and require less cleaning services in san Diego than hotels and don’t have a 24-hour reception. However, the insurance plans for both cover pretty much the same thing.

Therefore, if you happen to be looking for an insurance plan for a hotel or guest house, you need at least these coverages:

General Public Liability

First, you need to have a general public liability coverage. This is to cover the costs that may incur if ever anyone gets hurt in your hotel or if anything gets damaged. During injuries, you may be held liable if there is no warning of a wet floor or something. For those instances, you may need to pay for those costs.

Employee Safety

Second, you need to keep your employees safe in the event that they get hurt in the process. For instance, if a staff member gets hurt because he slips on the pool floor, then you will have to pay for it. Of course, the insurance company can pay for it if it is included in the coverage.

Building Insurance

Next, you’ll need some sort of building insurance in the event that there is damage sustained on the building. Let’s say if an earthquake, fire, or other external element hits the building, your building insurance is needed in order to cover all the expenses.

There are some insurance plans that have more specific coverages for specific disasters, but building insurance is a general thing that you need for your hotel or guesthouse. Your insurance may even cover the rebuilding costs needed if you need to have your establishment rebuilt.

Legal Coverage

If ever you are thrown into a court case, you’ll need to pay a heap of legal fees in order to cover the courts. Fortunately, there are insurance plans that include this kind of coverage. This is known as legal coverage, and such coverage will be able to help your business with legal compensation if you lost the case. Of course, there are also plans that include specific legal coverage, but a general one is needed in order to cover the basic costs of legal fees.

Maintenance Coverage

Lastly, there’s maintenance coverage. Most hotel or guesthouse owners don’t know this, but there is actually coverage for maintenance so that you can upkeep your establishment. If you don’t, you are putting your guests and staff at risk of dangers. Due to this, the basic building maintenance coverage is something that’s really important. This would usually include overall building maintenance, overall hotel or guest house cleaning, and other things to keep the place in good condition.


For those who want to open up hotels or guesthouses, don’t forget to have the right insurance plan for your business. These are some of the things that you’ll want to add in your customized plan.

Identifying and Controlling White Mold in The Garden

Only someone who has owned a garden will know the true joy and satisfaction that can be achieved from nurturing a garden into life. However, caring for one’s garden is no child’s play, and one has to protect and nurture the garden in order to bear the sweet fruits of nature.

One of the crucial steps in gardening is the prevention from mold and other various fungal diseases. The formation of white mold or sclerotinia affects more than 300 varieties of garden plants.

Symptoms of the mold formation will appear on the stems, leaves, and pods of the plants. The infectious disease starts affecting the plants from the onset of the summer season but does not spread till winter. It is crucial to catch this disease early on to prevent its spreading.

Identification of Mold Formation

Here are the symptoms to identify the disease early on:

  • The appearance of water-soaked parts of the stem
  • Discoloration and wilting of individual stems
  • The appearance of dark brown lesions on the stem, from which the white mold will grow out

As soon as one of these symptoms show up in your crop, you need to take action. You can ask advice from a mold expert to know the necessary steps to take.

Elimination of White Mold

If the fungal infection has affected a part of your crops, you can take these steps to control the disease:

  • Destroy the infected plants immediately.
  • Replace the infected soil with new patches of soil.
  • Separate the infected part of the patch with the rest of the patch with the help of a plastic or mulch barrier.

Prevention of White Mold

If you have caught the disease in its early stages or are still safe from it, you can follow the following precautionary methods in order to protect your crops from the fungal disease:

  • Improve the air circulation around your plants by using well-drained soil and proper spacing between the crops.
  • Avoid watering the top part of the plants in order to prevent moisture from developing above them. If possible, water them in the early hours of the day so that they dry off before nightfall.
  • A fungicide can be very helpful in the prevention or removal of the disease. Plants should be sprayed right before they start budding and then a week later, for maximum effect.
  • Weeds carry many kinds of diseases with them. Make sure you remove all the weeds from time to time.
  • Clearing out the previous crop residual is another step often overlooked by people. At times, the mold spores remain even after the long winter and can affect the new crop. Hence, one should clear out all residual remains after harvesting.

White mold is one of the several fungal diseases that can affect your garden crops. Following the right practices is the only way one can avoid it. Practicing the precautionary steps is a must for a healthy crop. If not, act as fast as possible to save your garden crops from the fungal infection.

Tips to Keep Your Yard Pet-Friendly

Pets bring so much joy in our lives in ways no one can imagine. They comfort us and make us laugh when we are upset. Having a pet gives the owner a lot of benefits, in return, pet owners should make sure to clean cat litter and eliminates odor to make a pet-friendly environment for their pets, whether they are staying outdoors or indoors.

When our pets love staying indoors, our yards can be their second home. That said, here are some tips to keep your yard pet-friendly.

Put Up a Fence

Setting up a fence is the most important feature of a pet-friendly yard. Before buying a pet or letting your pets play outdoors, make sure the fence has no dents, big holes, or sharp edges. Repair any visible damages that might harm your pets. Make it so that your locks are working to make sure that your pets won’t escape.

Set Up a Shaded Nap Area

After a long day of playing outdoors, your pet needs a place to rest. Make sure the area is shaded and sturdy. The shelter should withstand different weather conditions to make sure that the pets are safe.

A shaded area is needed because just like humans, too much exposure to direct sunlight can impose danger to the pets. Also, clean the area as often as possible to maintain good pet hygiene.

Make Sure They Have Quick Access to Clean Drinking Water

Animals need to be hydrated in order to survive. Cats and dogs are two of the most common pets; they need a lot of water in order to survive. Water given to pets should always be clean, as contaminated water may cause life-threatening diseases.

Avoid Toxic Plants

Pets don’t naturally know if plants are toxic or not. They can literally eat everything they see in the yard. Some of the most common plants to avoid are:

  • Tulips, as eating them can lead to depression, vomiting drooling, loss of appetite, and diarrhea
  • Hyacinth, as ingestion can lead to depression and tremors
  • Daffodil, as it can cause severe gastrointestinal illness
  • Crown of thorns, as ingestion of this plant may cause severe vomiting and diarrhea

Set Up a Play Area

Pets love to play and have fun. Set up a play area for your pets that is similar to their natural habitat. Setting it up that way will allow them to enjoy the things that come naturally for them.  Be creative while doing so.

Schedule a Pest Control

Depending on the season, different kinds of insects may be found around your home. These insects may be dangerous for pets. They may also be a hindrance in maintaining good pet hygiene. Eliminate these insects by scheduling pest control. However, don’t forget to you’re your pets away from the yard for a few hours during and after the pest control.


Most pets, like dogs, are socially inclined; however, pet owners should not forget they are pets, and it is their nature to be outdoors. As an owner, you have to allow them to experience being outdoors. These tips will help them enjoy outdoor life to the fullest.

Best Gardening Apps you can Download

If you like fruits and vegetable, then the thought of having your own garden in your yard might have crossed your mind. After all, gardening is a productive activity that anyone can do, and it’s is one of the most favorite recreational activities done by a lot of people. Fortunately, learning and improving your garden skills and knowledge is now made quick and easy with the use of several gardening apps hosted by https://certahosting.co.uk/ by Certa Hosting.
You can easily find websites and mobile applications about gardening that can be downloaded into your phone, allowing you to receive training about different techniques and increase your knowledge about gardening. Below are some of them:


Gardroid is a very good app intended for gardeners like you. The application will let you browse several lists of fruits and vegetables that will give you hints and ideas on selecting the best fruits or vegetables to be planted in your garden.
The application will also track the progress of your plants as you can also add notes and reminders in a calendar inside the application. Lastly, it will give you tips and techniques about the proper way of cultivating the chosen plants in your garden.

Gardening Manager

If you have a scheduler in your office works, then the Gardening Manager app is its gardening counterpart. The app will be a big help in keeping notes and monitoring the planting and growing schedule of your plants.
It also features a diary where you can record and take notes of your experiences and observations as you go through the planting season. The app also allows you to take pictures and images of your plants and garden then store them in your diary.


This is one of the fresh applications dedicated to gardening. Gardenize is an app that works pretty much like a garden journal, allowing you to record and list your gardening plants and areas as you update them throughout the planting and harvesting season. You can even incorporate pictures and images in all your garden activities as you monitor your progress and develop new gardening ideas.


This is another mobile app that will be a great help to all gardeners like you. This application assists you in identifying the best plants suited for your garden. It also contains a “digital care calendar” that will give a lot of information about your chosen plant and how it can be planted on your garden properly.
It also allows personalization where you can add your chosen plants into the app, providing you with techniques for properly cultivating the said plant.

Garden Tags

This is an app that allows all gardeners to connect between themselves and share information and useful tips between each other. The app is best to download if you are looking for gardening tips and advice, inspiration, and gardening challenges.


Gardening is a nice activity that you can do during your free time as it brings several benefits to your body physically and mentally. To further improve your gardening skills and knowledge, download the applications listed above and be a pro gardener in no time.
You can also set up your own gardening website you can share some pro gardening tips to other gardeners. Just make sure you get yourself a reliable web hosting service.

Can Tenants Plant Their Own Garden At A Rental Property?

Wouldn’t everyone want to have their own home garden so that they can grow their own food and have their own little nature haven? Surely, they would, unless they don’t own the land where they’re staying and are just renting. In that case, you need to get help frommoving companies Toronto to move a landlord who allow gardening.

While growing a garden in your backyard may add value to the land and provide you with a lot of benefits, landlords may not like the whole idea of you altering the landscape. So if you’re renting a place and thinking of putting up a garden, stop and read this first so that you know what to do.

What The Law Says About Tenant Gardens

Before anything else, you have to know what the law says about putting up a garden in a rented house. First of all, most state laws don’t ban gardens per se. However, they state that alterations on the landscape of the property without permission from the landlord are not allowed.

So does this mean you should give up on wanting a garden or maybe consider moving house?

Not necessarily because there is one aspect of the law that gives you a chance to get that dream garden you want—permission. As stated above, you are not allowed to alter the property WITHOUT PERMISSION of the landlord.

This means that if you talk to your landlord, he or she may reconsider. Here are some tips that can help you strike a compromise with the landlord:

  • Consider compromising for a small flower bed so that the garden will just be in one section.
  • Make a deal wherein you share some of the produce from your garden with the landlord.
  • Let the landlord create the terms for the garden such as the size, location, and other things.
  • Offer to pay an extra amount on top of the rental fee for the garden if your landlord is very adamant.

Should your landlord decide to compromise, you two should draft up a few clauses to be added to your existing contract so that there will be no misunderstandings. Once the two of you have agreed, notarize the amendments and follow them diligently.

What Other Things Can Be Done?

Let’s say that you don’t agree with the terms of the landlord but still want to have your garden, is there anything else that can be done? Of course, there is! Take note that the law states that no alterations can be made without permission from the landlord. So if you don’t make any alterations, there should be no problem having a potted garden.

You can just create a space in the yard where you can grow some potted plants and vegetables. If you want, you can even have hanging plants. All you have to do is buy a stand where you can hang those plants.

Before you do this though, you may want to review your contract again to see if absolutely no plants can be grown in the property. If there is no clause about that, then just grow potted plants as they won’t change the landscape.

Generally, tenants can’t grow gardens on a rented property if the landlord doesn’t allow it. However, there are some ways to bypass that rule. Above are some of the best ways to do that so that you can still get the garden you’ve always wanted.

Fashionable Clothes To Wear When Gardening

Gardening requires you to wear proper clothing that will protect you from the sun, insects, and physical objects. A custom hoodies is one that will give you enough protection and comfort while you’re working out in the garden. Although protection and comfort should be prioritized, you can also make your garden clothes fashionable. You can do just that by following the tips below:

Round Hat

Gardening hats should be stain resistant and lightweight. The type of hat to wear while working on your garden should depend on the weather of the day. For instance, the rimmed stray hat is supposed to be worn during sunny weather while regular baseball cap will fit well during calm weathers. For the purpose of being fashionable, you can wear a colourful and oversized hat. Most hats are worn with bandanas inside to absorb sweat produced during gardening.


The clothes you put on should be able to absorb sweat produced by your body as you engage in your gardening chores. You should wear a cotton T-shirt inside your denim apron. The apron should have numerous pockets where you can place your gardening tools like pruner and other supplies. However, a long-sleeved T-shirt can replace the apron.

The trouser you wear should match the T-shirt you are wearing. It should also be baggy and loose to allow you to move freely and easily. The trouser should have enough pockets to hold other items like your phone and camera. However, avoid wearing shorts as you risk injuring your legs with those kinds of clothes. To avoid getting mobbed by insects, wear bright clothes. Insects like hiding next to dark colors.


Gloves are very important as they protect your hands from getting injuries. There are two types of gloves to be worn by gardeners; thick canvas gloves and tight- elastic gloves. The thick canvas gloves are suitable in pruning thorny bushes like a rose plant. The tight fitted elastic gloves are suitable when mulching and tilling of the land, mixing soil and removing weeds. Thus, gloves are very important to protect your nails and hands from an injury that can be accrued during your gardening activities.

Footwear like Boots and Shoes

The footwear to wear while gardening should be light and comfortable to wear. The boots are protective gear that cautions your feet from any injury that may occur while gardening.

Sunscreen Lotion

Sunscreen lotion protects your skin from being damaged by the extreme sun rays. The sun rays may cause discoloration to your skin due to sunburns. The sunscreen lotion should be applied to your skin around the back, neck and arms. However, the sunscreen should not attract insects as some may bite you.

Insect Repellants

The insect repellant keeps mosquitoes and other biting insects away from you as you work. Some gardens are infested with such insects, making your stay in the garden uneasy.

For the best experience in gardening, ensure that you wear the best gardening gear. As discussed above, gardening requires special clothing so as to enhance efficiency.