What Insurance Should Hotels or Guest Houses Get

If you’re planning to put up a hotel or a guest house, one of the things that you must never forget is insurance. After all, that’s what would protect your business from unexpected costs and such. Now, hotels and guesthouses are different in size and amenities. Guesthouses typically have lesser rooms and require less cleaning services in san Diego than hotels and don’t have a 24-hour reception. However, the insurance plans for both cover pretty much the same thing.

Therefore, if you happen to be looking for an insurance plan for a hotel or guest house, you need at least these coverages:

General Public Liability

First, you need to have a general public liability coverage. This is to cover the costs that may incur if ever anyone gets hurt in your hotel or if anything gets damaged. During injuries, you may be held liable if there is no warning of a wet floor or something. For those instances, you may need to pay for those costs.

Employee Safety

Second, you need to keep your employees safe in the event that they get hurt in the process. For instance, if a staff member gets hurt because he slips on the pool floor, then you will have to pay for it. Of course, the insurance company can pay for it if it is included in the coverage.

Building Insurance

Next, you’ll need some sort of building insurance in the event that there is damage sustained on the building. Let’s say if an earthquake, fire, or other external element hits the building, your building insurance is needed in order to cover all the expenses.

There are some insurance plans that have more specific coverages for specific disasters, but building insurance is a general thing that you need for your hotel or guesthouse. Your insurance may even cover the rebuilding costs needed if you need to have your establishment rebuilt.

Legal Coverage

If ever you are thrown into a court case, you’ll need to pay a heap of legal fees in order to cover the courts. Fortunately, there are insurance plans that include this kind of coverage. This is known as legal coverage, and such coverage will be able to help your business with legal compensation if you lost the case. Of course, there are also plans that include specific legal coverage, but a general one is needed in order to cover the basic costs of legal fees.

Maintenance Coverage

Lastly, there’s maintenance coverage. Most hotel or guesthouse owners don’t know this, but there is actually coverage for maintenance so that you can upkeep your establishment. If you don’t, you are putting your guests and staff at risk of dangers. Due to this, the basic building maintenance coverage is something that’s really important. This would usually include overall building maintenance, overall hotel or guest house cleaning, and other things to keep the place in good condition.

Conclusion

For those who want to open up hotels or guesthouses, don’t forget to have the right insurance plan for your business. These are some of the things that you’ll want to add in your customized plan.

Identifying and Controlling White Mold in The Garden

Only someone who has owned a garden will know the true joy and satisfaction that can be achieved from nurturing a garden into life. However, caring for one’s garden is no child’s play, and one has to protect and nurture the garden in order to bear the sweet fruits of nature.

One of the crucial steps in gardening is the prevention from mold and other various fungal diseases. The formation of white mold or sclerotinia affects more than 300 varieties of garden plants.

Symptoms of the mold formation will appear on the stems, leaves, and pods of the plants. The infectious disease starts affecting the plants from the onset of the summer season but does not spread till winter. It is crucial to catch this disease early on to prevent its spreading.

Identification of Mold Formation

Here are the symptoms to identify the disease early on:

  • The appearance of water-soaked parts of the stem
  • Discoloration and wilting of individual stems
  • The appearance of dark brown lesions on the stem, from which the white mold will grow out

As soon as one of these symptoms show up in your crop, you need to take action. You can ask advice from a mold expert to know the necessary steps to take.

Elimination of White Mold

If the fungal infection has affected a part of your crops, you can take these steps to control the disease:

  • Destroy the infected plants immediately.
  • Replace the infected soil with new patches of soil.
  • Separate the infected part of the patch with the rest of the patch with the help of a plastic or mulch barrier.

Prevention of White Mold

If you have caught the disease in its early stages or are still safe from it, you can follow the following precautionary methods in order to protect your crops from the fungal disease:

  • Improve the air circulation around your plants by using well-drained soil and proper spacing between the crops.
  • Avoid watering the top part of the plants in order to prevent moisture from developing above them. If possible, water them in the early hours of the day so that they dry off before nightfall.
  • A fungicide can be very helpful in the prevention or removal of the disease. Plants should be sprayed right before they start budding and then a week later, for maximum effect.
  • Weeds carry many kinds of diseases with them. Make sure you remove all the weeds from time to time.
  • Clearing out the previous crop residual is another step often overlooked by people. At times, the mold spores remain even after the long winter and can affect the new crop. Hence, one should clear out all residual remains after harvesting.

White mold is one of the several fungal diseases that can affect your garden crops. Following the right practices is the only way one can avoid it. Practicing the precautionary steps is a must for a healthy crop. If not, act as fast as possible to save your garden crops from the fungal infection.

Best Gardening Apps you can Download

If you like fruits and vegetable, then the thought of having your own garden in your yard might have crossed your mind. After all, gardening is a productive activity that anyone can do, and it’s is one of the most favorite recreational activities done by a lot of people. Fortunately, learning and improving your garden skills and knowledge is now made quick and easy with the use of several gardening apps hosted by https://certahosting.co.uk/ by Certa Hosting.
You can easily find websites and mobile applications about gardening that can be downloaded into your phone, allowing you to receive training about different techniques and increase your knowledge about gardening. Below are some of them:

Gardroid

Gardroid is a very good app intended for gardeners like you. The application will let you browse several lists of fruits and vegetables that will give you hints and ideas on selecting the best fruits or vegetables to be planted in your garden.
The application will also track the progress of your plants as you can also add notes and reminders in a calendar inside the application. Lastly, it will give you tips and techniques about the proper way of cultivating the chosen plants in your garden.

Gardening Manager

If you have a scheduler in your office works, then the Gardening Manager app is its gardening counterpart. The app will be a big help in keeping notes and monitoring the planting and growing schedule of your plants.
It also features a diary where you can record and take notes of your experiences and observations as you go through the planting season. The app also allows you to take pictures and images of your plants and garden then store them in your diary.

Gardenize

This is one of the fresh applications dedicated to gardening. Gardenize is an app that works pretty much like a garden journal, allowing you to record and list your gardening plants and areas as you update them throughout the planting and harvesting season. You can even incorporate pictures and images in all your garden activities as you monitor your progress and develop new gardening ideas.

SmartPlant

This is another mobile app that will be a great help to all gardeners like you. This application assists you in identifying the best plants suited for your garden. It also contains a “digital care calendar” that will give a lot of information about your chosen plant and how it can be planted on your garden properly.
It also allows personalization where you can add your chosen plants into the app, providing you with techniques for properly cultivating the said plant.

Garden Tags

This is an app that allows all gardeners to connect between themselves and share information and useful tips between each other. The app is best to download if you are looking for gardening tips and advice, inspiration, and gardening challenges.

Conclusion

Gardening is a nice activity that you can do during your free time as it brings several benefits to your body physically and mentally. To further improve your gardening skills and knowledge, download the applications listed above and be a pro gardener in no time.
You can also set up your own gardening website you can share some pro gardening tips to other gardeners. Just make sure you get yourself a reliable web hosting service.
 

Can Tenants Plant Their Own Garden At A Rental Property?

Wouldn’t everyone want to have their own home garden so that they can grow their own food and have their own little nature haven? Surely, they would, unless they don’t own the land where they’re staying and are just renting. In that case, you need to get help frommoving companies Toronto to move a landlord who allow gardening.

While growing a garden in your backyard may add value to the land and provide you with a lot of benefits, landlords may not like the whole idea of you altering the landscape. So if you’re renting a place and thinking of putting up a garden, stop and read this first so that you know what to do.

What The Law Says About Tenant Gardens

Before anything else, you have to know what the law says about putting up a garden in a rented house. First of all, most state laws don’t ban gardens per se. However, they state that alterations on the landscape of the property without permission from the landlord are not allowed.

So does this mean you should give up on wanting a garden or maybe consider moving house?

Not necessarily because there is one aspect of the law that gives you a chance to get that dream garden you want—permission. As stated above, you are not allowed to alter the property WITHOUT PERMISSION of the landlord.

This means that if you talk to your landlord, he or she may reconsider. Here are some tips that can help you strike a compromise with the landlord:

  • Consider compromising for a small flower bed so that the garden will just be in one section.
  • Make a deal wherein you share some of the produce from your garden with the landlord.
  • Let the landlord create the terms for the garden such as the size, location, and other things.
  • Offer to pay an extra amount on top of the rental fee for the garden if your landlord is very adamant.

Should your landlord decide to compromise, you two should draft up a few clauses to be added to your existing contract so that there will be no misunderstandings. Once the two of you have agreed, notarize the amendments and follow them diligently.

What Other Things Can Be Done?

Let’s say that you don’t agree with the terms of the landlord but still want to have your garden, is there anything else that can be done? Of course, there is! Take note that the law states that no alterations can be made without permission from the landlord. So if you don’t make any alterations, there should be no problem having a potted garden.

You can just create a space in the yard where you can grow some potted plants and vegetables. If you want, you can even have hanging plants. All you have to do is buy a stand where you can hang those plants.

Before you do this though, you may want to review your contract again to see if absolutely no plants can be grown in the property. If there is no clause about that, then just grow potted plants as they won’t change the landscape.

Generally, tenants can’t grow gardens on a rented property if the landlord doesn’t allow it. However, there are some ways to bypass that rule. Above are some of the best ways to do that so that you can still get the garden you’ve always wanted.

5 Activities You Can Enjoy at Letchworth

If you’re an outdoor activity enthusiast, then you’ll definitely enjoy Letchworth. Known as the Grand Canyon of the East, it is an amazing area with a lot of sceneries and trails that you can explore. If ever you’re on vacation or on one of those student tours where you’re you’re your fellow students, then here’s a list of fun activities you can do.

Hiking

Hiking is one of the best and most popular activities in Letchworth. From Mount Morris to Portageville, there is a series of trails that you can walk in. These trails differ in difficulty depending on your capability as a hiker. You have the freedom to choose which one to go on. However, one thing’s for sure — all of them offer amazing scenery as well as an abundance of flora and fauna.

Camping

While you’re on your hike, you can actually set up camp in one of Letchworth’s campsites. There are over 200 campsites in this area with cabins, camping trailers, and tents that you camp in. All you have to do is reserve the campsite that you want and the assistants there will guide you to your campsite. Take note that not all cabins have electricity, so you might do a bit of roughing in. – but that’s what makes camping fun anyway.

Swimming

In the Highbanks recreational area, you’ll find one of the biggest and nicest swimming pools in the region. This is known as the North Pool, and it’s open from June to September. Take note that swimming in the rivers is not allowed, so you may want to stick to the North Pool if you want to take a dip.

Boating/Kayaking

If you’re into something that’s a little more adventurous, then there’s also whitewater rafting and kayaking. The Genesee River is an amazing place to do that. The currents are a bit strong but nothing a beginner can’t handle. One ride is around an hour and may include an instructor if you haven’t done whitewater rafting before.

Sightseeing

Lastly, you have the chance to do a lot of sightseeing. First of all, there are so many waterfalls for you to check out. There are the lower, middle, and upper falls. Tour guides are also included if you’re on student travel tours.

Other than the falls, you can also take a look at the Mount Morris Dam where you can have a lot of really cool photography opportunities. Lastly, you can also pay a visit to the Grave of Mary Jemison which can be found near the Glen Iris Inn. According to history, she was taken captive and raised by a native American family that migrated to New York.

Conclusion

You’ll definitely find something that you’ll enjoy in Letchworth. Whether it’s a getaway, summer outdoor activities, sightseeing, or an educational trip, Letchworth definitely has something to offer you. These 5 activities are the most popular ones that you can do in the area. Don’t miss out on them when you pay the place a visit.